What would happen if your computer were to suddenly ‘die’ and your data on the computer was no longer accessible? Do you have your personal financial data backed up? If affirmative; is it backed up securely? If affirmative; no need to read any further😊. If you replied “no” to the first question, then ask yourself …
Annuities have long been frowned upon by consumers and even some financial advisors as well. But do they deserve to be immediately dismissed as a solution? You may have heard the saying, “Annuities are sold, not bought”, which we believe may have held some truth back in the day, but not necessarily anymore. In certain …
As the clocks fall back, the afternoons grow darker by the hour, and the weather turns wet & chilly, the desire to hibernate rather than exercise becomes more appealing. Comfort foods, such as chili, lasagna, and casseroles, become, well, comforting. Gyms are closed and school sports are non-existent, but we try to take advantage of …
Summers: A time we can soak up the sun at the beach, relax in the mountains, and hit the road for an all-American road trip. This summer, however, has been derailed with many of our planned getaways cancelled or put on hold due to the ongoing pandemic. Travelling is still possible; it just takes a …
If you are a millennial, like me, the idea of planning for what happens after your untimely demise doesn’t seem like an urgent, critically important task to anguish over. You may have wondered… “why do I even need a will?” Well there are some folks that will tell you that having a will in place …
I’ve always tried to be a staunch supporter to the recycling cause but never really paid a whole lot of attention to the nitty-gritty on what was considered recyclable versus garbage. There has been a popular phrase trending on social media that you might have come across…. “Mind. Blown”. Well that happened to me recently …
Although there is a lack of formal education for kids when it comes to smart money lessons, parents can provide guidance to help create a base their children can build on to succeed in life. Money is central to our everyday lives, yet it is often a taboo topic to discuss with children who we …
It has been a long time since we have witnessed this much uncertainty in the world. In general, our everyday lives have been disrupted with little to no guarantees that normalcy will return soon… or even later. As an investor, you may be experiencing a phenomenon known as “analysis paralysis”. What exactly is analysis paralysis? …
We have seen some unprecedented events occur in the past several weeks and we here at White Raven Financial are experiencing moments of bewilderment just like everyone else. For many Americans, life has been turned sideways and questions remain about what exactly a person can do. We adapt. We search out all the new opportunities …
With pension plans becoming increasingly rare over the years, we are now personally responsible for making sure we are on track for our retirement. There are a variety of retirement accounts such as a 401(k), 403(b), SIMPLE IRA, Roth IRA, etc. to help us. If you have access to an employer-sponsored retirement plan, then ideally …
