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Paying It Forward

It was a cool fall day but not at all uncomfortable. My Mom and I were outdoors, and she was directing me on the locations on where to plant the bulbs in the different gardens, along with the amount of fertilizer and spacing required between each planting. There were multiple colors and multiple types and …

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It Was Not in the Plan

On a warm Sunday morning in late May, my young friend and I decided it would be a nice day for a hike. We chose Oyster Dome1 since it was less than an hour away, the hike was not very difficult nor steep, and we ‘should’ get a great view of San Juan Islands from …

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Regard or Discard

We’ve all been there: We are tired, it has been a long day, it is cold outside, and we don’t feel that well. There is this task that should be done outside due to the weather forecast. (We could have done the task at least a month earlier but it keeps getting put off for …

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Empowering Others by Owning Your Role

The priority for the day was to attend a webinar that featured Susanne Lesko. Susan is noted as a pioneer, one of an elite group of women to rise to the rank of Captain in the U.S. Navy. During the webinar, Susanne spoke about her team combat experience and the extreme importance of owning your …

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Puzzles & The Wisdom of Crowds

Have you ever been to a fair or bazaar where you were asked to guess the number of jellybeans or marbles or whatever that was contained in a large jar? For a small donation and your ‘guessed’ number being the closest to the actual amongst all participants; you could potentially win a prize. The prize …

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The Dream Marred by Mud & Fire

While sitting in their camping chairs one evening and looking across the water from their new property on the Hood Canal, a woman says to her husband, “it doesn’t seem real”; after all the dreaming, “we actually own our little piece of heaven”. His response was that they had worked hard. Each year they had …

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Digital Upcycling

Hey, we have good news, here at White Raven Financial, we can finally text!! Yes, we know texting has been around forever, but you see we had this impediment called a landline. We also had another obstacle called compliance. A few months ago, we discovered this subscription service that allowed us to send/receive texts through …

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Do Annuities Deserve Bad Press?

Do Annuities Deserve Bad Press

Annuities have long been frowned upon by consumers and even some financial advisors as well. But do they deserve to be immediately dismissed as a solution? You may have heard the saying, “Annuities are sold, not bought”, which we believe may have held some truth back in the day, but not necessarily anymore. In certain …

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It Started With The One House

It Started With The One House

Traveling the country road that is near to our office one evening during the first week in November, we could not help but notice where a single house stood out amongst the rest on the road. You see, the residents had strung their Christmas lights quite early. Lots of them! Then, a few days later, …

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